Fri. Jun 21st, 2024

In the heart of Punjab, Pakistan, a transformative initiative is underway – the Punjab Khidmat Card program. This program aims to provide crucial financial assistance to low-income households, helping them meet their basic needs and elevate their standard of living. Let’s delve into the details of this impactful program, understanding its eligibility criteria, cash transfer mechanisms, and additional support initiatives.

Applying for the Khidmat Card

1. PSPA Application Process

To kickstart their participation in the program, households must apply for a Khidmat Card through the Punjab Social Protection Authority (PSPA). The application involves submitting necessary documents, including proof of income, and upon approval, households receive their Khidmat Card.

Cash Transfers and Household Support

2. Determining Cash Transfer Amounts

The cash transfer amounts vary based on household size and composition. Larger households and those with more children receive higher monthly transfers. These transfers are crucial for covering fundamental needs such as food, clothing, and housing.

3. Monthly Payouts

Cash transfers are disbursed on a monthly basis, providing a consistent financial boost to eligible households. This ensures a steady flow of support to help them navigate the challenges of daily life.

Holistic Support Initiatives

4. Healthcare Services

Beyond cash transfers, the Punjab Khidmat Card program includes healthcare services, acknowledging the importance of well-being in the overall welfare of low-income households.

5. Education Assistance

Recognizing the significance of education, the program extends assistance to ensure that children from eligible households have access to quality education.

6. Vocational Training Opportunities

To empower individuals to break the cycle of poverty, the program offers vocational training opportunities, enhancing their skills and employability.

Eligibility Criteria and Program Expansion

7. Residency Requirement

Applicants must be residents of Punjab to qualify for the program. Fulfilling this criterion ensures that the assistance reaches those truly in need within the province.

8. National Identity Card

A mandatory requirement for eligibility is possession of a national identity card, confirming the applicant’s legal status.

9. Income Threshold

Prospective participants must have a monthly income below 30 thousand, emphasizing the program’s focus on aiding low-income households.

10. Government Employment Status

Individuals working in any government department are ineligible for the program, streamlining assistance to those outside the government employment sphere.

The Government’s Commitment to Disability Inclusion

11. Punjab Khitmat Card Program for Disabled Individuals

In 2014, the Government of Pakistan initiated the Punjab Khitmat Card Program, a commendable effort specifically targeting disabled individuals. The program has since expanded, ensuring inclusivity across various cities and villages.

12. ATM Cards for Eligible Candidates

The provision of ATM cards by the Bank of Punjab adds a layer of security, preventing fraudulent activities and ensuring that eligible individuals receive their funds securely.

13. Empowering Disabled Entrepreneurs

Disabled individuals with skills and entrepreneurial aspirations can benefit from the Prime Minister’s Loan Scheme, a step towards financial independence.

14. Distribution of Medical Equipment

A thoughtful initiative involves providing disabled individuals with necessary medical equipment, further enhancing their quality of life.

15. Periodic Cash Payments

The government distributes Khidmat Card payments every three months, totaling 6,000, providing a steady income stream for beneficiaries.

Checking Your Balance and Ensuring Timely Payments

16. Online Balance Checking

For those anxious about their payments, the program offers a convenient online balance check option through a select code, providing peace of mind to participants.

17. Chief Minister’s Commitment

Chief Minister Mian Muhammad Shahbaz Sharif’s dedication to the program ensures the efficient delivery of funds to the disabled, children, youth, and the elderly in Punjab.

18. Expanding Reach

In the last three months, an impressive 65,000 service cards were distributed among disabled individuals in Punjab, underscoring the program’s success and impact.


In conclusion, the Punjab Khidmat Card program stands as a beacon of hope for low-income households, disabled individuals, and those in need across the province. By providing financial assistance, healthcare, education support, and vocational training, the program is shaping a brighter future for many. The commitment of the government, coupled with the ease of online balance checks, ensures a seamless experience for participants.


Q1: How often are Khidmat Card payments distributed?

A1: Khidmat Card payments are distributed every three months, amounting to 6,000, providing a monthly stipend.

Q2: Can government employees apply for the Khidmat Card program?

A2: No, individuals working in any government department are ineligible for the program.

Q3: Is there an age limit for Khidmat Card eligibility?

A3: There is no strict age limit; however, applicants must have a household with a monthly income below 30 thousand.

Q4: How can disabled individuals check their Khidmat Card balance online?

A4: Disabled individuals can conveniently check their Khidmat Card balance online using a select code.

Q5: What initiatives are in place for disabled entrepreneurs within the program?

A5: Disabled individuals with skills and entrepreneurial aspirations can benefit from the Prime Minister’s Loan Scheme, supporting their business endeavors.