Fri. Jun 21st, 2024

In a transformative move, the Khud Mukhtar Program is making waves in Pakistan by providing financial assistance to beneficiaries of the Benazir Income Support Program (BISP) in 2023. This article delves into the intricate details of this program, its objectives, eligibility criteria, and the positive impact it’s creating on the lives of those who need it the most.

Understanding the Automukhtar Program

The core objective of the Automukhtar program is to offer economically viable support to low-income or unemployed individuals in Pakistan. By granting monetary aid to those with specific skills, the program aims to empower them to establish and run their businesses successfully, leading to a sustainable livelihood.

The Registration Process

One unique aspect of the Khud Mukhtar Program is its meticulous registration process. Gathering information from immediate neighbors or localities ensures a comprehensive understanding of the beneficiaries’ background and potential. This personalized approach adds a layer of community involvement, fostering a sense of collective responsibility.

State’s Responsibility and Individual Rights

The provision of decent employment is not just a societal requirement but also an individual’s fundamental right. The Khud Mukhtar Program aligns with this principle, offering employment or business opportunities tailored to individuals’ abilities and capacities. This approach not only brings joy and stability to families but propels the entire society towards economic prosperity.

The Government’s Commitment

Under the Punjab Human Capital Investment Project, the government of Punjab has launched the self-reliance program through the Punjab Social Protection Authority. This initiative reflects a steadfast commitment to fostering economic prosperity at both the individual and societal levels.

Targeted Districts and Beneficiaries

The Khud Mukhtar Program strategically benefits 11 districts in Punjab, including Bahawalpur, Muzaffargarh, Dera Ghazi Khan, Mianwali, Rahim Yar Khan, Rajanpur, Khushab, Leh, Bahawal Nagar, and Lodhran. Targeting young married couples aged 18 to 29 from selected households, the program provides financial assistance to those with at least one child aged five or above.

Empowering Through Financial Assets

To catalyze economic development, the program grants financial assets amounting to Rs. 72,000. This substantial aid is coupled with training sessions, equipping beneficiaries with the skills and knowledge needed to run successful businesses. The ultimate goal is to uplift these families from poverty, setting them on the path to prosperity.

Salient Features of Khud Mukhtar

The success of the Khud Mukhtar Program lies in its well-thought-out features:

Verification and Nomination

  • Eligibility of BISP households is verified by locals.
  • Nomination for personal employment is done by the lady of the house.

Training and Planning

  • Business running and management sessions ensure profitable ventures.
  • Investment planning is done at the household level with the support of social organizers.

Local Involvement

  • Committees of local individuals oversee the asset purchase process.
  • Door-to-door registration is carried out at the tehsil level.

Technical Support

  • The program receives technical support from IRM and NRSP, enhancing its autonomous nature.

Ensuring Purposeful Utilization

  • Strict measures ensure that financial assistance is used exclusively for relevant personal employment.

A Pathway to Employment

The philosophy underpinning the Khud Mukhtar Program emphasizes that the success of a beneficiary’s personal business not only elevates their economic status but also contributes to employment generation within the community.

Diverse Business Opportunities

The program suggests various business options, including but not limited to:

  • Industrial Home
  • Mobile Repairing Shop
  • Carpenter
  • Samosa Pakoda Shop
  • Hairdresser Char Marb Achar Marba Work
  • Grocery Store
  • Load Rickshaw Loader Rickshaw
  • Livestock Rearing
  • Bangles Shop
  • Tea Dhaba
  • Plumber
  • Fruit and Vegetable Shop
  • Engravings on Vessels
  • Electrician and UPS Service Center
  • Welding Shop
  • Stitching on Clothes
  • Motorcycle Car Mechanic

Beneficiaries can also propose a personal business of their choice, fostering creativity and individuality.

Skill Development Initiatives

To ensure the success of the program, the government provides assistance to individuals skilled in specific programs. For those lacking experience, the government offers training in business skills before providing financial aid. This dual approach ensures that the assistance is utilized effectively, reducing the risk of financial loss.


In conclusion, the Khud Mukhtar Program emerges as a beacon of hope for many in Pakistan, offering not just financial aid but a comprehensive pathway to economic independence. By focusing on skill development, community involvement, and diverse business opportunities, the program aligns with the broader goal of creating a self-reliant and prosperous society.


  1. How can I apply for the Khud Mukhtar Program?
    • To apply for the program, visit the official website and follow the registration process outlined.
  2. What businesses are recommended under the program?
    • The program suggests a range of businesses, but beneficiaries are also encouraged to propose businesses of their choice.
  3. How is the eligibility of BISP households verified?
    • Locals play a crucial role in verifying the eligibility of BISP households.
  4. Is there training provided for business running and management?
    • Yes, the program organizes training sessions to enhance business profitability through better planning.
  5. How does the Khud Mukhtar Program contribute to employment generation?
    • The program believes that the success of individual businesses leads to employment opportunities for more workers, fostering community development.