Tue. Feb 27th, 2024

In the rapidly advancing world of modernization and technology, the role of the youth in shaping the future of nations is pivotal. Recognizing this, the government of Pakistan took a significant step by introducing the Kamyab Jawan Programme in 2019. This initiative is designed to empower and support the youth on their journey to success.

Vision of Kamyab Jawan Program:

The Kamyab Jawan Program envisions a future where the challenges faced by the youth become stepping stones to success. The goal is to provide the necessary tools, resources, and guidelines to liberate their perspectives, making them active contributors to the nation’s society and economy.

Targeted Focal Areas for Kamyab Jawan Program:

  1. Youth Entrepreneurship: Providing interest-bearing loans to encourage the youth to start their businesses, fostering economic growth and job creation.
  2. Skill Development: Offering vocational courses and training to enhance the employability and professional competence of the nation’s youth.
  3. Youth Participation: Creating a platform for the youth to engage in community development and innovation-driven leadership projects.

Kamyab Jawan Program Eligibility Criteria:

To ensure that the program benefits deserving youth, certain eligibility criteria have been set:

  • Age group: 21 to 45, with 25% of the loan allocated to women.
  • Lower age limit for IT, e-commerce, and related businesses: 18 years.
  • Applicant must be a Pakistani citizen.
  • Financial criteria established by the program must be met.

Ineligibility Criteria for Kamyab Jawan Program:

While many benefit from the Kamyab Jawan Loan Scheme, specific restrictions apply:

  • Applicants without adequate business planning will face rejection.
  • Government and bank employees are ineligible.
  • Overseas Pakistanis and individuals involved in politics are not accepted.

Kamyab Jawan Program Online Registration Process:

The program’s digital approach simplifies the registration process, allowing easy access to interest-free loans without physical appearances or complicated formalities.

  1. Visit the official website:
  2. Insert personal information: CNIC number, name, age, qualification, and mobile number.
  3. Verification: The system ensures the applicant meets the program’s criteria.
  4. Category selection: Choose entrepreneurship or skill development based on your field or objectives.
  5. Document submission: Submit necessary documents like national CNIC and educational certificates.

Kamyab Jawan Program Application Status:

After registration, applicants can check their status using the following steps:

  1. Visit the Kamyab Jawan Program website:
  2. Fill out the form: Provide phone number, CNIC, date of issue of CNIC, and date of birth.
  3. Submit the form: Results may indicate record not found, current status, sent, or approved.

Kamyab Jawan Program Loan Application:

Deserving individuals seeking a loan for business ventures can apply through these steps:

  1. Visit the official website:
  2. Fill the application form: Highlight business ideas and the purpose of the loan.
  3. Confirmation: Receive confirmation of the application submission.

Loan Size for Kamyab Jawan Loan:

The program offers loans in three tiers based on the type of business:

  1. Tier 1 (T1): Rs 100,000 to Rs 1 million.
  2. Tier 2 (T2): Above Rs 1 million up to Rs 10 million.
  3. Tier 3 (T3): Above Rs 10 million up to Rs 25 million. The loan tenure can be up to 8 years with a grace period of up to one year, depending on the nature and size of the business.

Conclusion:

The Kamyab Jawan Program stands as a promising initiative by the government of Pakistan to empower the nation’s youth. By providing opportunities for skill development, financial assistance, and entrepreneurial platforms, the program aims to secure a successful future for the youth. Recognizing the vital role youth play in the economy, this program is a step towards shaping the destiny of the nation.


FAQs:

  1. Q: Who is eligible for the Kamyab Jawan Program?
    • A: Individuals between the ages of 21 and 45, with specific criteria for various categories.
  2. Q: Are government employees eligible for loans under this program?
    • A: No, government employees are not eligible for the Kamyab Jawan Program loan.
  3. Q: How can I check the status of my loan application?
    • A: Visit the official website, fill out the form, and submit for real-time updates.
  4. Q: What is the loan size offered by the Kamyab Jawan Program?
    • A: Loans are distributed in three tiers, ranging from Rs 100,000 to Rs 25 million.
  5. Q: Is there a grace period for loan repayment?
    • A: Yes, a grace period of up to one year is provided, depending on the nature and size of the business.

BISP Basic Information Required

InformationDetails
Contact  Number0800-26477, 051-9246326
Address Benazir Income Support Program, Block F, Pak Secretariat, Islamabad, Pakistan
Registration Document RequiredCNIC, B-Forms, Mobile No, Gas/Electricity Bill, Home Rent Agreement if Available.